Reimbursement Accounts

Home
/
Financial Security
/
Reimbursement Accounts

Pfizer offers four tax-advantaged reimbursement accounts (administered by HealthEquity); 3 for health care expenses and 1 for dependent care (non-health care) expenses. The money you contribute to the account each paycheck and use to pay or get reimbursed for eligible expenses is exempt from federal income tax, FICA (Social Security and Medicare) tax, and, in most cases, state income tax.

Health Care Accounts

Use these to pay for eligible health care expenses for yourself or your qualified tax dependents.

Three of the accounts are used to help you pay for eligible out-of-pocket health care expenses for yourself and your eligible dependents based on Pfizer’s medical plan options.

Types of Reimbursement Accounts

Learn more about all four accounts and when to use each one.

Watch the video

Health Care Account Type	General Purpose Health Care Account (of FSAs)¹	Limited Purpose Health Care Account (of FSAs)¹	Health Savings Account (HSA)
Pfizer Medical Plan Enrollment	Network Copay/Traditional Coinsurance or No Coverage	HSA Copay Only	HSA Copay Only
Eligible Expenses	Medical, prescription, dental, and vision	Dental and vision; medical and prescription drug after deductible is met	Medical, prescription, dental, and vision
Pfizer Contribution	No	No	Yes, if annual base pay less than $305,000
Maximum Contribution for 2027	$3,400 Active election is required during annual enrollment	$3,400 Active election is required during annual enrollment	$4,400 (Individual), $8,750 (family) 55 or older may contribute an additional $1,000 — your annual election is carried over
Debit Card	No²	No²	Yes
Carry Over Balance (to the following plan year)	Up to $680 (IRS Limit) Unused funds above this amount are forfeited	Up to $680 (IRS Limit) Unused funds above this amount are forfeited	Full balance
Mid-year Change to Contributions	No	No	Yes³
Claims Submission Deadline⁴	March 31	March 31	N/A

¹ Flexible Spending Account — Unused funds above the IRS carry over limit will be forfeited under IRS “use it or lose it” rule after the claims submission deadline.

² Eligible expenses incurred through your Pfizer medical (including prescription drug), dental and/or vision coverage will be submitted automatically for reimbursement.

³ Changes to your contribution rate may be made through November 1 for a given calendar year and are effective prospectively.

⁴ The deadline for filing claims for eligible expenses you incur during the plan year (January 1st to December 31st) is March 31, 2027.

Visit HealthEquity.com for the HSA (select HealthEquity) and for the GPHCA/LPHCA (select EZ Receipts) to check your account balance, the status of your claims, submit a claim, and more.

View more about the HSA

Dependent Care Account (DCA)

Use this to pay for eligible child care or adult day care expenses

This account is different from the Health Care Accounts, and you do not need to enroll in a Pfizer medical plan option to participate.¹ You contribute money each paycheck in this account to get reimbursed for eligible child care expenses (for children 13 or under) and eligible elder care expenses.

Some important features:

Eligibility

You enroll in the DCA each Annual Enrollment period or when you are newly eligible. You must elect to participate each year.

Eligible Expenses

You pay out-of-pocket for eligible child care expenses (day care, summer camp, nanny services) or elder care expenses while you and your spouse or partner are at work. You can review a complete list of eligible expenses on the IRS website.

Max Contribution

You can contribute up to $7,500 in 2026 via payroll deductions throughout the year.

Carry Over Balance

No — Your DCA is subject to the IRS “use it or lose it” rule, meaning funds remaining in your account after the claims submission deadline will be forfeited.

Mid-year Change to Contributions

Yes — If you have a qualifying life event, such as birth, change in child or elder care provider, or change in spouse’s employment status.²

Claims Submission Deadline³

May 31

¹ Flexible Spending Account.

² Qualified life events must be reported within 31 days of the event by calling Fidelity at the Pfizer Benefits Center at 1-877-208-0950.

³ The deadline for filing claims for eligible expenses incurred during the plan year including the grace period (January 1, 2026, to March 15, 2027) is May 31 of the following plan year (e.g., deadline for claims incurred against your 2026 DCA is May 31, 2027). You can be reimbursed up to the amount you have contributed via payroll deductions, less any reimbursement already issued.

Visit HealthEquity.com for the DCA (select EZ Receipts) to check your account balance, the status of your claims, submit a claim, and more.

Reimbursement Accounts

Health Care Accounts

Use these to pay for eligible health care expenses for yourself or your qualified tax dependents.

Types of Reimbursement Accounts

Dependent Care Account (DCA)

Use this to pay for eligible child care or adult day care expenses

Eligibility

You enroll in the DCA each Annual Enrollment period or when you are newly eligible. You must elect to participate each year.

Need More Help?

Ask Benny. Enter to win!

Fidelity at the Pfizer Benefits Center

Health

Financial Security

Life + Family

Reimbursement Accounts

Health Care Accounts

Use these to pay for eligible health care expenses for yourself or your qualified tax dependents.

Types of Reimbursement Accounts

Dependent Care Account (DCA)

Use this to pay for eligible child care or adult day care expenses

Eligibility

You enroll in the DCA each Annual Enrollment period or when you are newly eligible. You must elect to participate each year.

Pfizer Company Contribution to the HSA

Need More Help?