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Accidental Death & Dismemberment (AD&D) Insurance Coverage Chart

AD&D insurance pays benefits to you in the event of a loss of limb or other covered loss, or to your beneficiary in the event of your accidental death
Coverage Description
Contributions
AD&D Insurance for You
From 1x annual pay to 8x annual pay, rounded to the next $1,000, up to $2 million.

You pay the full cost of any AD&D insurance elected on a before-tax basis.

Contributions are based on your annual pay and the coverage option you elect.

Dependent AD&D Insurance

Spouse/Domestic Partner Coverage
Six levels of AD&D insurance coverage to choose from for your spouse/domestic partner, up to $825,000.

Child Coverage
Three levels of AD&D insurance coverage to choose from, up to a maximum of $20,000. When you elect child coverage, all eligible dependent children are covered, even if they are not listed as a dependent child with Pfizer’s enrollment administrator.

You pay the full cost of any dependent AD&D insurance elected on an after-tax basis.

Contributions for spouse/domestic partner and child AD&D insurance are based on the coverage option you elect.

Annual Pay

Annual pay includes regular base pay plus any performance bonuses (including the Global Performance Plan and sales bonuses), premium pay, shift differential, and overtime during the previous 12-month period. This excludes equity payments, contest awards, or other non-performance-related payments or bonuses. Annual Pay is rounded to the next highest $1,000.