Your Medical Plan Administrators

To ensure you can get access to the coverage that you need, you can choose to be covered either through Horizon BlueCross BlueShield (Horizon) or UnitedHealthcare (UHC). The option and administrator you select determines which providers and facilities are in-network, so if you want to stay with your current doctor, make sure they are in-network with whatever administrator you choose.

If you enroll with Horizon, Horizon manages your medical and mental health and substance use claims. If you enroll with UHC, UHC manages your medical claims and Optum manages your mental health and substance use claims. Regardless of which medical plan administrator you choose, you’ll have coverage for the same services and pay the same monthly contributions for the medical option you select.

Before receiving medical or mental health and substance use services, confirm if your providers are in-network with your administrator:

Note: Colleagues residing in Hawaii and those enrolled in an Aetna International Option have different medical coverage. Call Fidelity at the Pfizer Benefits Center at 1-866-476-8723. Refer to the Summary of Benefits and Coverage (SBC) for Hawaii plans, the Benefit Summary sheets for Aetna International options, and the Pfizer Medical Plan’s Summary Plan Description (SPD) for details.