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Your Medical Plan Administrators

To ensure you can get access to the coverage that you need, you can choose to be covered either through Horizon BlueCross BlueShield (Horizon) or UnitedHealthcare (UHC). The option and administrator you select determines which providers and facilities are in-network, so if you want to stay with your current doctor, make sure they are in-network with whatever administrator you choose.

If you enroll with Horizon, Horizon manages your medical and mental health and substance use claims. If you enroll with UHC, UHC manages your medical claims and Optum manages your mental health and substance use claims*. Regardless of which medical plan administrator you choose, you’ll have coverage for the same services and pay the same monthly contributions for the medical option you select.

Before receiving medical or mental health and substance use services, confirm if your providers are in-network with your administrator:

Horizon

For medical and mental health/substance use services

HSA Copay & Network Copay:

Horizon BlueCard PPO Network (use prefix PFR)

Traditional Insurance:

Horizon BlueCard Traditional Network (use prefix PFZ)

horizonblue.com/pfizer
1-888-340-5001

Download the Horizon Blue app for virtual visits or go to horizonblue.com/pfizer.

UHC

For medical services*

HSA Copay & Network Copay:

UHC Choice Plus Network*

Traditional Insurance:

UHC Options PPO Network*

welcometouhc.com/pfizer
1-800-638-8010

Download the UnitedHealthcare Health4Me app for virtual visits or go to myuhc.com/virtualvisits.

Optum: For mental health/substance use services*

liveandworkwell.com; log in or use access code 61550 to enter the site anonymously. For virtual care, to go Find Care > Virtual Visits.

1-866-834-7603

* For colleagues in Massachusetts, Maine, or New Hampshire electing UHC: No matter which Pfizer medical option you choose, your option will use the UHC Passport Connect Choice Plus network.

Note: Colleagues residing in Hawaii and those enrolled in an Aetna International Option have different medical coverage. Call the Pfizer Benefits Center at 1-866-476-8723. Refer to the Summary of Benefits and Coverage (SBC) for Hawaii plans, the Benefit Summary sheets for Aetna International options, and the Pfizer Medical Plan’s Summary Plan Description (SPD) for details.

Annual Base Pay
(As of Sept. 1, 2021 or hire date if later)
2022 Pfizer HSA Contribution
Includes One-Time HealthEquity $50 Contribution
(individual/family)
Less than $75,000
$1,050/$2,050
$75,000 up to $160,000
$800/$1,550
$160,000 up to $300,000
$300/$550
Horizon Logo
In Kalamazoo, MI; Collegeville, PA; New Haven, CT; Boston, MA; and McPherson, KS, the contracted rates for Horizon are, on average, more than five percent less than the UHC contracted rates. This means if you receive care for covered services in one of these areas, in general, your out-of-pocket costs with Horizon (particularly for services for which you pay a coinsurance or percentage of the cost) may be less than if you select UHC.
OR
UHC Logo

Conversely, in St. Louis, MO, contracted rates for UHC are, on average, more than five percent less than Horizon contracted rates.