Reimbursement Accounts
Pfizer offers several tax-advantaged reimbursement accounts (administered by HealthEquity), which means the money in your accounts is exempt from federal income tax, FICA (Social Security and Medicare) tax, and, in most cases, state income tax — both when you contribute to an account and when you take money out for eligible expenses.
- For eligible dependent care expenses, Pfizer offers the Dependent Care Account (DCA).
- For eligible health care expenses, Pfizer offers the General and Limited Purpose Health Care Accounts, and the Health Savings Account.
Dependent Care Account (DCA)
This account allows you to use before-tax dollars to pay for eligible childcare (for children 13 or under) and eligible elder care expenses you incur. Visit HealthEquity.com (for the FSA select EZ Receipts) to check your account balance, the status of your claims, submit a claim, and more. Some important features:
- For 2026, you can contribute up to $7,500.
- You need to enroll in the DCA each Annual Enrollment period or when you are newly eligible—your DCA elections do not carry over from year to year. You may enroll or adjust your DCA contribution mid-year, if you experience a qualifying life event (such as birth, change in dependent care provider, change in spouse’s employment status) that allows you to make a coverage change. Qualified life events must be reported within 31 days of the event by calling Fidelity at the Pfizer Benefits Center at 1-877-208-0950.
- Eligible expenses are those you pay to have care for eligible dependents while and your spouse or partner are at work, such as day care, summer day camps, and nanny services. You can review a complete list of eligible expenses on the IRS website.
- The deadline for filing claims for eligible expenses you incur during the plan year (January 1, 2026, to March 15, 2027) is May 31 of the following plan year (e.g., deadline for claims incurred against your 2026 DCA is May 31, 2027).
- This account is subject to the IRS “use it or lose it” rule, meaning funds remaining in your account after the claims submission deadline (e.g. May 31st of a given year) will be forfeited.
- You can be reimbursed only up to the amount you have contributed via payroll deductions, less any reimbursement already issued.
Health Care Accounts
These accounts allow you to use before-tax dollars to pay for eligible out-of-pocket health care expenses for yourself and your eligible tax dependents. For eligibility, eligible expenses, contribution limits, and more please review the chart below. Visit HealthEquity.com (select EZ Receipts) to check your account balance, the status of your claims, submit a claim, and more. Here are some key features.
General Purpose HCA
(GPHCA)
(GPHCA)
Limited Purpose HCA
(LPHCA)
(LPHCA)
Health Savings Account
(HSA)
(HSA)
You are eligible if you enroll in this medical option
Network Copay/
Traditional Coinsurance (or if you waived medical coverage)
Traditional Coinsurance (or if you waived medical coverage)
HSA Copay
HSA Copay
Eligible expenses
Eligible medical, prescription, dental, and vision expenses
Eligible dental and vision expenses, and eligible medical and prescription expenses after meeting your deductible
Eligible medical, prescription, dental, and vision expenses
Offers a debit card to pay for eligible expenses
No, but eligible expenses incurred through your Pfizer medical (including prescription drug), dental, and/or vision coverage will be submitted automatically for reimbursement
No, but eligible expenses incurred through your Pfizer medical (including prescription drug), dental, and/or vision coverage will be submitted automatically for reimbursement
Yes
2026 Contribution Limit
You can contribute up to $3,400
You can contribute up to $3,400
You and Pfizer (combined) can contribute up to $4,400 (individual coverage) or $8,750 (family coverage). If you're age 55 or older, you can contribute an additional $1,000.
You can carry over your balance from year to year
Up to the IRS limit ($680 in 2026); anything over the IRS limit is subject to the “use it or lose it” rule
Up to the IRS limit ($680 in 2026); anything over the IRS limit is subject to the “use it or lose it” rule
Your HSA will carry over from year to year — the money is portable, meaning it’s yours to keep even if you leave Pfizer.
You can change how much you contribute during the year, even if you don’t have a qualified status change
No
No
Yes, changes to your contribution rate may be made through November 1 for a given calendar year and are effective prospectively.
Claims submission deadline:
The deadline for filing claims for eligible expenses you incur during the plan year (Jan. 1st to Dec. 31st) is March 31, 2027.
The deadline for filing claims for eligible expenses you incur during the plan year (Jan. 1st to Dec. 31st) is March 31, 2027.
N/A
View more about the HSA
Eligible dependent care expenses you incur on behalf of the following dependents:
- Your child under age 13 who is claimed as a dependent on your federal income tax return. This means that dependent care expenses incurred beginning with your dependent child’s 13th birthday are no longer eligible for reimbursement, unless your child meets certain requirements;
- A spouse who is physically or mentally unable to care for him/herself; and
- Any adult you can claim as a dependent on your tax return who is physically or mentally unable to care for themselves.
Pfizer Company Contribution to the HSA
Annual Base Pay
(As of September 1, 2025 or hire date if later)
(As of September 1, 2025 or hire date if later)
2026 Pfizer HSA Company Contribution
(individual/family)
(individual/family)
Less than $85,000
$1,150/$2,300
$85,000 up to $165,000
$750/$1,500
$165,000 up to $305,000
$250/$500
$305,000 or greater
$0/$0